Abundance Affirmations: 30 Phrases for a More Peaceful Relationship with Money

What “abundance” means

In the world of manifestation, abundance describes a state of mind: the feeling that you have enough, and the confidence that you’ll be able to meet your needs. Its opposite is a “scarcity mindset,” where you focus on what’s missing.

Behavioral economists such as Sendhil Mullainathan and Eldar Shafir have shown that scarcity, whether of money or time, captures your attention and makes long-term decisions harder. Of course, simply thinking differently isn’t enough to make scarcity disappear. But working on how you feel about money can help you make decisions more calmly and recognize the resources you already have: time, skills, and people.

Your beliefs about money

“Money can’t buy happiness,” “You have to work hard to make a living,” “Talking about money is vulgar”: everyone grew up hearing sayings about money. They aren’t true or false, but they shape your choices without your realizing it—for example, by keeping you from asking for a raise or prompting you to spend as soon as your paycheck arrives.

Noticing them is the first step. Then you can choose to keep them, add nuance, or replace them. Our ideas for moving beyond limiting beliefs also work very well for money. Our article on manifesting money without magical thinking offers a self-assessment to help you identify them.

30 abundance affirmations

For your relationship with money

• “I take care of my money calmly and thoughtfully.”
• “I deserve to earn a good living.”
• “I look at my accounts with curiosity, not fear.”
• “Each month, I set aside a little money for myself.”
• “I spend in ways that align with what matters to me.”
• “I can talk about money simply and without shame.”
• “My work has value, and I’m willing to say so.”
• “Every day, I learn to manage my finances better.”
• “I receive with gratitude and give with joy.”
• “Money is a tool, and I’m learning to use it well.”

For a sense of having enough

• “I already have many things that make me happy.”
• “I notice abundance around me in the little things.”
• “What I have today is enough to keep moving forward.”
• “I don’t compare my path with anyone else’s.”
• “I savor what I have before wanting more.”
• “There’s enough room for me and for others.”
• “I’m sincerely happy for other people’s success.”
• “My worth isn’t measured by my bank balance.”
• “I trust my ability to find resources.”
• “I’m grateful for what life has already given me.”

For time, energy, and relationships

• “I have time to do what truly matters.”
• “I protect my energy and choose where to put it.”
• “I surround myself with people who nourish me.”
• “I give my time without forgetting myself.”
• “I allow myself to rest; it’s part of my wealth.”
• “Opportunities come along, and I know how to recognize them.”
• “I share my ideas, and they find their place.”
• “My days are filled with many moments of joy.”
• “I welcome the help people offer me.”
• “My life is rich with connections, experiences, and learning.”

Pairing words with practical steps

An abundance affirmation takes on its full meaning when it goes hand in hand with action. Here are a few ideas:

• A weekly check-in with your money : ten minutes to review your accounts and expenses without judging yourself.
• Automatic savings, even a modest amount, scheduled for payday.
• A skill to highlight : update your résumé, ask for a raise, or offer a service.
• A review of your subscriptions : canceling the ones you no longer use frees up a little room in your budget each month.
• An act of generosity, in whatever way works for you: give your time, an item, or a helping hand.

End the week by writing down three things you’re grateful for: a gratitude journal is one of the best ways to nurture a sense of abundance.

The pitfalls of social media’s take on abundance

Be wary of messages that encourage you to “spend to attract money,” go into debt to “show the universe you’re ready,” or buy expensive courses that promise wealth in just a few weeks. No affirmation can replace a balanced budget, and no thought can make a loan cheaper.

If you’re going through financial difficulties, organizations can help you get a clearer picture of your situation, such as the Points conseil budget, a free service available throughout France. Affirmations can help you approach these steps more calmly, but they can’t replace them.

Sources

• Mani A., Mullainathan S., Shafir E., Zhao J. (2013). Poverty impedes cognitive function. Science, 341(6149), 976-980.
• Mullainathan S., Shafir E. (2013). Scarcity: Why Having Too Little Means So Much. Times Books (book).